Bruce Billeter

Principal Owner

Bruce graduated from the University of Washington, Foster School of Business with a degree in Finance and Marketing. His professional career began with The Boeing Company where he worked as a cost accountant on the space station program within their aerospace division. After 5 years, Bruce and his wife Shannon moved to Spokane where he has over 28 years of experience providing investment advice and financial services to individuals, small business owners, credit unions, foundations and endowments. For 14 years Bruce owned and operated Billeter Wealth Management, Inc. Recently he became a principal owner of Twenty Twenty Investment Advisors, LLC. joining a team with over 65 years of combined knowledge and experience offering comprehensive financial planning and investment services.

Jay Lake


Jay graduated from the University of Denver with degrees covering economics and political science. He has over 30 years of experience in the investment industry, including over 10 years as an Independent Registered Investment Advisor, 5 years with a leading Wall Street Brokerage Firm and 4 years in the legal review department with Oppenheimer Mutual funds Shareholder Services, Inc. Jay has been actively involved in both the American Society of Pension Actuaries and the National Institute of Pension Administrators. He has completed the Advanced Estate Planning course from the College for Financial Planning Masters Degree Program.

Josh Mastel

Director of Financial Planning

Josh completed his bachelors from Eastern Washington University in Finance and Economics and finished an MBA in Finance from Washington State University.  Prior to investment advising Josh spent 12 years between military combat search and rescue teams and survival, escape and evasion instruction. He began in the finance industry as a research analyst and trader. He quickly moved to a position with Russell Investments in Seattle supporting trading operations and rebalancing for billion dollar pension plans. His last 12 months with Russell his team logged over $3 billion in trading volume. Josh is a Certified Financial Planner (CFP®) and is passionate about understanding how our relationship with money impacts our return on life rather than just our return on investment.